Current Borrowers
A Yard & A Half – Waltham, Massachusetts
A worker co-op landscaping service, converted from a sole proprietorship, in Waltham, MA. Loan for conversion to worker co-op.
Adventure Pups – Somerville, Massachusetts
New England's first worker-owned dog walking company. Loan for start-up expenses.
ANDCO Mobile Home Cooperative
A nine unit manufactured housing co-op in Swanton, VT. Loan for purchase of property by its residents.
AORTA – Starksboro, Vermont
A worker-owned cooperative consulting business devoted to strengthening movements for social justice and a solidarity economy; loan for working capital. AORTA stands for Anti-Oppression Resource and Training Alliance.
Artisan Beverage Cooperative – Greenfield, Massachusetts
A worker cooperative located in Greenfield, MA, Artisan Beverage Cooperative’s mission is to "produce the highest quality beverages possible taking into account the social and economic impacts of all decisions of the cooperative, and to demonstrate, through our...
Aurora Pocket Neighborhood – Ithaca, New York
Aurora Pocket Neighborhood is a small-scale, cooperatively owned co-housing and small lot cottage development. It is located in Ithaca, NY. Loan proceeds for building costs and to maintain affordability. http://newearthliving.net/what-we-do/aurora-dwelling-circle/
Beacon Light Alternative Services, Inc. (New Beginnings) – Hartford, Connecticut
Beacon Light Alternative Services is a family social services provider and "New Beginnings" day care.
Belfast Community Co-op – Belfast, Maine
Maine's largest retail food co-op; loan for store renovations and for working capital. www.belfast.coop 123 High St Belfast, Maine
Berkshire Co-op Market – Great Barrington, Massachusetts
A retail food cooperative located in western Massachusetts. www.berkshire.coop
Blue Hill Co-op – Blue Hill, Maine
The Blue Hill Co-op is a cooperatively-owned grocery store that specializes in selling local & organic foods. The Co-op employs 40+ full & part-time staff members, many of whom have been with the Co-op for over 10 years. https://bluehill.coop/
Boston Building Resources Cooperative – Boston, Massachusetts
A not-for-profit consumer co-op providing high quality materials at a reasonable cost and teaching people how to maintain and improve their homes. CFNE loan is for working capital and debt refinance. http://www.bostonbuildingresources.com/
Boston Cleaning Collective – East Boston, Massachusetts
A worker owned cleaning company; loan for working capital.
Boston TechCollective – Somerville, Massachusetts
The Boston TechCollective is a worker-owned cooperative providing a full range of technology support and consulting services. Loan for working capital.
Brattleboro Food Co-op – Brattleboro, Vermont
The history of the Brattleboro Food Co-op began with a small buying club in 1975. Today, the Co-op is a 14,580 square foot natural foods market and deli with over 7,200 active shareholders on the ground floor of a four-story building which also includes Co-op offices,...
Breezy Acres Cooperative, Inc. – Colchester, Vermont
A manufactured housing cooperative; loan for property acquisition.
Buffalo Street Books – Ithaca, New York
Centrally located in the historic DeWitt Mall, Buffalo Street Books is Ithaca’s community-owned cooperative bookstore. Originally opened as the Bookery II in 1981, the store was renamed Buffalo Street Books in 2009. In February of 2011, the Ithaca community put...
Capital Bookkeeping Cooperative – Troy, New York
A worker owned bookkeeping cooperative; loan for working capital.
Catamount Solar – Montpelier, Vermont
A worker owned solar system sales and installation company operating in Vermont and New Hampshire; loan for working capital.
CERO Cooperative – Boston, Massachusetts
CERO, which stands for Cooperative Energy Recycling and Organics, helps local businesses and institutions meet state requirements for organic waste disposal and improve the environment. CERO collects separated organic (food) waste and has it commercially composted....
Charter Oaks Village Cooperative – Brunswick, Maine
A manufactured housing cooperative; participation in loan with the Genesis Community Loan Fund.
Chatham Real Food Market Co-op – Chatham, New York
The Chatham Real Food Market Co-op is a community-owned outlet for the products of our local farms and kitchens. The Co-op seeks to provide education about Columbia County agriculture and to promote a more localized food system. Our objective is to strengthen our...
Cold Pond Community Land Trust – Acworth, New Hampshire
An affordable housing, planned land use trust; loan for land purchase.
Collective Copies – Amherst, Massachusetts
Collective Copies is a worker owned copy store. Loans for renovations, expansion in new location and working capital. "When interest rates were falling, CFNE showed itself very responsive to our needs." Download Collective Copies' borrower profile in pdf format.
Common Fire Foundation – Tivoli, New York
A student housing cooperative developer; loan for construction. " CFNE made all the difference in helping us get our foot in the door with a local financial institution."
Concord Food Co-op – Concord, New Hampshire
A retail food cooperative; loan for working capital and expansion. "I appreciate all that you have done for the co-op; our expansion would not be happening right now without your support. It is a great thing that CFNE does building communities."
Cooperative Home Care Associates – New York City, New York
A worker-owned home health care provider; participation in loan with Shared Capital Cooperative.
Cultivating Community – Portland, Maine
A nonprofit whose mission is to strengthen communities by growing food, preparing youth leaders and new farmers, and promoting social and environmental justice. Founded in 2001, Cultivating Community creates and sustains greater access to healthy, local foods;...
CUPS Cooperative – Providence, Rhode Island
A worker owned and unionized café; loan for working capital.
Deep Root Organic Farmer’s Co-op – Waterbury Center, Vermont
Founded in 1985, Deep Root Organic is one of the oldest co-ops of organic vegetable growers in the United States. The co-op exists to promote local, sustainable, and organic agriculture through its small, family owned farms. Due to our size and the variety of our...
Democracy Brewing – Boston, Massachusetts
Democracy Brewing is a worker-owned brewery and pub committed to making great beers and supporting our community, set to open in March 2018! Democracy Brewing's mission is to re-create the traditional public house, brew the best beer in Boston, and serve it in...
Dorchester Food Co-op – Boston, Massachusetts
The Dorchester Food Co-op is a grassroots initiative to build a community and worker-owned grocery store that makes healthy food accessible and advances economic opportunity through neighborhood engagement. The Dorchester Food Co-op envisions a diverse community with...
Downtown Sounds Worker Cooperative, Inc. – Northampton, Massachusetts
A music store converted to worker ownership; loan for working capital.
Earth Designs Cooperative – Rosendale, New York
Earth Designs Cooperative's work focuses on the sustainable and artistic management of formal gardens and natural landscapes. They design, install and maintain ornamental, edible & medicinal gardens, native meadows, no-mow lawns, natural screening, and custom...
Energia, LLC. – Holyoke, Massachusetts
Energía, LLC is a socially responsible energy services company that provides energy efficiency upgrades for residential and commercial properties. We aim to reduce utility costs and energy use throughout western Massachusetts. Energía’s mission is to create efficient...
Equal Exchange – West Brigewater, Massachusetts
Equal Exchange's mission is to build long-term trade partnerships that are economically just and environmentally sound, to foster mutually beneficial relationships between farmers and consumers and to demonstrate, through our success, the contribution of worker...
Evergreen Community Association – Warren, Massachusetts
Newly formed manufactured housing cooperative; loan to purchase their property and for property improvements.
Ewing Controls – Greenfield, Massachusetts
Ewing Controls specializes in building advanced steam turbine generator controls for the leading US manufacturers of steam turbines. Loan for conversion to worker-coop.
Fare Share Co-op – Norway, Maine
Since 1978, Fare Share seeks to create a high-quality, low-priced, not-for-profit food supply, democratically controlled by the membership. Loan for working capital. http://faresharecoop.org/
Farming Artists – Blue Hill, Maine
A housing cooperative; loan for land acquisition.
Fedco Seeds, Inc. – Waterville, Maine
A hybrid cooperative owned 60% by consumers and 40% by worker members, Fedco has been in business since 1978. CFNE's loans are for seasonal working capital and for building purchase. To learn more, read Fedco's borrower profile.
Fiddleheads Food Cooperative – New London, Connecticut
An urban grocery store; loan to provide working capital and to purchase equipment.
Firehouse Cooperative – Worcester, Massachusetts
This is a housing cooperative in a re-purposed firehouse in Worcester, MA.
Forest Glen Cooperative – Jamaica Plain, Massachusetts
Forest Glen Cooperative in Jamaica Plain, Massachusetts features thirteen – studio, one, two and three bedroom apartment homes. The community is positioned with one, three-story building and two, two-story adjacent buildings, all aligned on the same property.
Franklin Square Homeowners’ Association – Montpelier, Vermont
A housing cooperative; loan for renovations.
Gardiner Food Co-op & Cafe – Gardiner, Maine
A retail food co-op located in Gardiner, Maine. Loan for start-up costs - equipment & inventory purchase. http://gardinerfood.coop/
Good Tern Co-op – Rockland, Maine
A retail food co-op located in Rockland, ME. Loan for point of sale system purchase and working capital. http://www.goodtern.com/
Green Mountain Spinnery – Putney, Vermont
A Worker-Owned Cooperative in Putney, Vermont. Since our founding thirty years ago we have been designing and producing richly colored, must-touch classic and contemporary yarns. To this day, our goals remain unchanged: to create yarns of the highest quality, to help...
Greenstar Natural Foods Market – Ithaca, New York
GreenStar was created by its members to successfully operate stores with a triple bottom line: They hold profit, people and our planet as their primary concerns. http://greenstar.coop
Hillcrest Resident Owned Community, Inc. – Colchester, Vermont
A manufactured housing cooperative; loan for property acquisition.
Hunger Mountain Co-op – Montpelier, Vermont
A retail food co-op located in Montpelier, VT. Loan for Point of Sale system purchase and working capital.
Intervale Community Farm – Burlington, Vermont
Intervale Community Farm is a community supported agriculture (CSA) program in Burlington, VT. Loan for tunnel frame construction to expand its growth cycle. http://intervalecommunityfarm.com/
Island Employee Cooperative, INC – Stonington, Maine
Comprised of Burnt Cove Market and The Galley, this cooperative has 42 worker-owners. By forming the Island Employee Cooperative, Inc. (IEC), the largest worker cooperative in Maine and one of the larger worker co-ops in the United States, the employees were able to...
Isuken Co-op – Lewiston, Maine
Isuken Co-op is a Somali Bantu worker-owned farm-to-table food truck in Lewiston, Maine. Delicious food, grown by New Americans, on the streets! https://isukencoop.com/#
Kalchē Wine Cooperative – Waterbury, Vermont
A worker owned winery; loan for start-up, participation with Vermont Employee Ownership Center.
Kingstown Green – Hartford, Connecticut
An environmentally conscious casket maker; loan for start-up.
Land in Common, Inc. – Greene, Maine
Member-run Community Land Trust; loan for purchase of land for Celebration Tree Farm & Wellness Center.
Liberty Graphics Employee Cooperative, Inc. – Liberty, Maine
A worker-owned cooperative for high quality T-shirt printing; loan for working capital.
Mainer News – Woolwich, Maine
Worker owned independent news outlet; loan for working capital.
Marsh River Cooperative – Brooks, Maine
A producer and consumer owned food co-op; loan for working capital.
Medomak Mobile Home Cooperative – Waldoboro, Maine
Medomak Mobile Home Cooperative is a resident owned mobile home community in Waldoboro, Maine.
Midcoast Fishermen’s Cooperative – Port Clyde, Maine
A cooperative whose fishermen harvest their catch using environmentally sustainable fishing methods that reduce by-catch, habitat impact and fossil-fuel consumption. Loan for working capital. Click here to watch a clip from the documentary "The Fish Belong to the...
Milton Mobile Home Cooperative – Milton, Vermont
A manufactured housing cooperative; refinance existing debt.
More Trees Arborist Collective – Troy, New York
A tree care company that converted to worker ownership; loan for working capital.
Morrisville Food Co-op (“MoCo”) – Morrisville, Vermont
Morrisville Food Co-op ("MoCo") is a community meeting place where neighbors help neighbors. We're healthy consumers working together to eat well, support our local farmers, and benefit from cooperative ownership.
NASCO Providence East Assoc. Co-op Housing (PEACH) – Providence, Rhode Island
A student cooperative housing association at Brown University
New Frameworks – Burlington, Vermont
New Frameworks is a newly converted worker cooperative that offers a new framework for ecological design and construction. New Frameworks aims to heal the interrelationships between planet, people, and the built ecology through social and ecological regenerative...
Nonotuck Community School – Florence, Massachusetts
The Nonotuck Community School, Inc. is a nonprofit child care and early education center run with the cooperative effort of its member families. The school opened in September 1977 at St. John’s Episcopal Church in Northampton in order to serve a growing community...
North Country Food Co-op – Plattsburgh, New York
As a grocery store, the NCFC carries groceries, frozen foods, refrigerated foods, bulk foods, supplements and other health care products. Line of credit for equipment upgrades and store improvements. http://northcountryfoodcoop.com/
North Quabbin Community Cooperative / Quabbin Harvest – Orange, Massachusetts
A grocery store; loan for working capital and store opening.
November Collective Cooperative Corp – Cambridgeport, Massachusetts
A limited equity 5 unit cooperatively owned and operated by its residents. Loan for mortgage and repairs. https://sites.google.com/site/novembercollectivecoop/
Nuestras Raices – Holyoke, Massachusetts
Nuestras Raíces was created in 1992 by a group of community members in South Holyoke, with the goal of eventually developing a greenhouse in downtown Holyoke. The founding members of Nuestras Raíces were all migrating farmers from Puerto Rico, with a strong...
Olio Culinary Cooperative (dba Tanám) – Somerville, Massachusetts
A worker owned Filipino restaurant; loan for expansion and equipment.
Onion River Co-op/City Market – Burlington, Vermont
A community owned food cooperative located in downtown Burlington, VT. Loan to purchase parking lot. https://www.citymarket.coop/
Park View Cooperative – Cambridge, Massachusetts
Park View is a limited equity housing cooperative, organized in Cambridge in 1984. It was sponsored by the City of Cambridge as an affordable housing initiative for low and moderate income people, and received assistance from the City’s Community Development...
Pelham Auto – Belchertown, Massachusetts
Pelham Auto is a cooperatively owned auto parts and service business that has been serving the Pioneer Valley for over 40 years. Loan approved to fund property acquisition. "CFNE has been flexible and responsive to us." Read the Pelham Auto Success Story and check out...
Pioneer Valley Growers Association, Inc. – Whately, Massachusetts
A farmers cooperative that distributes local fruit and produce; loan for expansion and renovation.
Pioneer Valley Photovoltaics – Greenfield, Massachusetts
A worker-owned installer of photovoltaic (solar) energy systems, acclaimed Pioneer Valley Photovoltaics' goal is "to create sustainable, living-wage jobs and strengthen our local economy." http://pvsquared.coop/
Plainfield Food Co-op – Plainfield, Vermont
A small retail food cooperative; loan for new furnace, to lower energy costs, and to upgrade retail displays.
Portland Food Co-op – Portland, Maine
Portland Food Co-op is a new community owned grocery store located in Portland, ME. Loan for working capital and development. http://www.portlandfood.coop/
Putney Food Co-op – Putney, Vermont
The Putney Food Co-op is a community owned marketplace and delicatessen offering a diverse selection of quality products, committed to providing friendly and knowledgeable service. The co-op focuses on natural and organic foods, fresh and local organic produce,...
Railroad Avenue Supply Co-op – Stamford, NY
A worker-owned construction supply retailer; working capital line of credit.
Raise-Op Housing Cooperative – Lewiston, Maine
The Raise-Op housing cooperative offers democratically controlled housing to its members and organizes residents to build equity for themselves and the greater community. Loan for property aquistion and improvements. Watch a video about Raise-Op.
Real Pickles – Greenfield, Massachusetts
Real Pickles is a worker cooperative located in Greenfield, MA. Loan for conversion to worker co-op.
Red Sun Press – Boston, Massachusetts
Red Sun Press is a cooperatively-managed printing and graphic design shop in Jamaica Plain, a diverse and burgeoning neighborhood in Boston, MA. We have a small plant with fully equipped offset presses, electronic design and pre-press capabilities, digital copy and...
Regenerative Design Group, LLC – Greenfield, Massachusetts
A worker owned planning and landscape design business; loan for working capital.
River Valley Co-op – Northampton, Massachusetts
A retail food cooperative in formation; loan for start-up costs, made in co-operation with 10 lenders with a new market tax credit program.
Rock City Coffee – Rockland, Maine
Providing great coffee, food, live music, and community in Rockland, Maine, for 25 years, Rock City Coffee converted to a worker-owned cooperative in 2018. Learn more about Rock City and their conversion. https://rock-city-coffee.myshopify.com/
Rutland Area Food Co-op – Rutland, Vermont
A small rural retail food cooperative located in Rutland, VT. Loan for working capital. http://rutlandcoop.com/
Samara Collective – Roslindale, Massachusetts
A worker owned marketing company; loan for working capital.
Sankofa Cooperatives, LLC – Bridgeport, Connecticut
A community and café space; launch loan.
Southwick Social Ventures, LTD – Lawrence, Massachusetts
A garment manufacturing cooperative; loan for working capital.
Spark Makerspace – New London, Connecticut
A nonprofit community hub for making, creativity, and collaboration; loan for working capital.
Spirit of 76 Housing Cooperative – Medford, Massachusetts
Spirit of 76 Housing Cooperative is located in Medford, MA. Loan for house repairs. http://bostoncoops.org/community/spirit-76
Spoke Folks – Norway and South Paris, Maine
A worker owned, bike-powered waste pickup cooperative; loan for working capital.
Springfield Food Co-op – Springfield, Vermont
The Springfield Food Co-op operates as a member owned store that provides healthy natural foods, emphasizing local and organic products in keeping with the International Co-op Principles and values. Located in Springfield, VT. Loan proceeds for working capital....
Syracuse Cooperative Market – Syracuse, New York
A community-owned grocery store; loan for working capital.
The New School of Montpelier – Montpelier, Vermont
The New School of Montpelier is a special education day school for Vermont's unique learners ages 6-22. Loan for conversion to worker cooperative. http://www.nsmvt.org/
The Village (formerly Stone Soup) – Worcester, Massachusetts
Stone Soup Worcester is an artist collective and community resource center located in Worcester, MA. Loan proceeds for post-fire renovation. www.stonesoupworcester.org
TimberHomes – Montpelier, Vermont
TimberHomes is a worker-owned design/build construction company in central Vermont, making timber frames for barns, pavilions and cabins around New England, and build timber frame homes in their local community.
Toolbox for Education and Social Change (TESA) – Northampton, Massachusetts
A worker-owned creator and distributor of educational resources for social and economic change, including the board game Coopoly. Loan for working capital.
Tootie’s Tempeh – Biddeford, Maine
A worker owned processor for ready-to-make tempeh; loan for start-up.
Turnpike Park Cooperative, Inc. – Westborough, Massachusetts
Urban Greens – Providence, Rhode Island
Urban Greens Food Co-op is a consumer-owned and governed cooperative working to open a retail grocery store. The Co-op will be open to all and will support the health and well-being of our customers by offering nutritious, affordable food that is sustainably sourced,...
UU Community Cooperative – Roxbury, Massachusetts
A newly formed housing cooperative based in Unitarian Universalist values; loan to facilitate purchase of a house in Boston, Massachusetts.
Vermont Associates for Training and Development – St. Albans, Vermont
A4TD is a non-profit headquartered in St. Albans, VT that provides training and employment services for low income workers age 55 and older. www.a4td.org
Ward Lumber Worker Cooperative, Inc. – Jay, New York
A worker owned lumber and building materials retailer; loan for working capital.
Warrenstreet Architects – Concord, New Hampshire
A land planning, landscape, architectural and interior design, graphic design employee-owned cooperative located in Concord, NH. Loan for working capital. http://www.warrenstreetarchitects.com/
Way Finders (formerly HAP, Inc.) – Springfield, Massachusetts
A nonprofit which provides a wide range of housing services including home ownership, rental assistance, lead abatement, and safe housing for domestic violence victims to the low income population in its area, learn more on their website. Loans for working capital and...
Wellspring Harvest Greenhouse – Springfield, Massachusetts
The Wellspring Harvest Greenhouse worker owned cooperative is an urban farm. Wellspring Harvest is the first commercial hydroponic greenhouse in the City of Springfield, located at 121 Pinevale Street in the Indian Orchard neighborhood. The quarter acre (15,120 square...
Wellspring Upholstery Cooperative – Springfield, Massachusetts
Wellspring Upholstery Cooperative (WUC) is a worker owned cooperative providing entry-level jobs that pay a living wage with benefits for low income Springfield, MA Residents. Loan for start-up costs. http://wellspring.coop/?q=node/2
Windy Hollow Mobile Home Cooperative – Castleton, Vermont
Windy Hollow is a 44-unit mobile home park that converted to a resident owned community under threat of closure in 2017.
WJW Co-op – South Paris, Maine
A worker owned insurance broker; loan for business acquisition.
Wolfeboro Food Co-op – Wolfeboro, New Hampshire
Wolfeboro Community Food Co-op is a member-owned New Hampshire cooperative whose purpose is to operate a full service natural food store in the town of Wolfeboro, New Hampshire. Our goal is to provide our members and the local community with access to high quality,...
Woo Rides – Worcester, Massachusetts
A transportation cooperative; loan for vehicle purchase.
Wood Street Cooperative – Providence, Rhode Island
A non-profit housing cooperative founded in 2017; loan for refinance.
Woodbelly Pizza – Montpelier, Vermont
Woodbelly Pizza is a worker-owned wood-fired catering company. http://www.woodbellypizza.com/
WorX Printing – Worcester, Massachusetts
A worker owned printing company; loan for working capital.